Aged Care in Australia, Finally Explained in Plain English.
Navigate confusing fees, compare residential care homes, understand the new Support at Home reforms, and protect your family home without government jargon.
Where Are You in Your Aged Care Journey?
Select your current situation to get step-by-step guidance tailored to your family's needs.
Support at Home (2026)
NEWReplaces Home Care Packages. Understand the 8 classifications, quarterly funding budgets, and the 10% care management cap.
RAD, DAP & Fee Calculators
Work out accommodation deposits (RAD), daily payments (DAP), Means-Tested Care Fees, and 5-year estate impact.
Protecting the Family Home
Do you have to sell Mum's home? Learn how the 2-year Centrelink exemption and Protected Person rules safeguard your assets.
ACAT Assessment Guide
How to prepare, what assessors look for, fast-tracking hospital discharges, and the 42 questions they will ask.
Respite Care (Short-Term)
Need temporary relief or emergency placement? Understand the 63-day government subsidised limit and costs per week.
Local Facility Directory
Explore verified Australian residential care homes, star ratings, published room prices, and respite vacancies.
RAD vs DAP Accommodation Fee Calculator
Calculate your exact daily, monthly, and 5-year accommodation costs based on whether you pay a lump sum (RAD), daily payment (DAP), or a combination.
Daily DAP Cost: $0.00 / day
Refundable to Estate: 100% ($550,000)
Gov Guarantee: 100% Backed
Upfront RAD Paid: $275,000
Monthly DAP Rental: $1,920
Annual DAP Total: $23,045
Upfront Lump Sum: $0 (Nil)
Monthly Rental Cost: $3,840
Refundable to Estate: $0 (Non-refundable)
📊 5-Year Financial Impact Projection
If you pay DAP from savings or draw down fees from your RAD, here is the net cost over the average Australian aged care stay (2.8 years to 5 years):
Need a personalised comparison report ready to print or save for family meetings?
Led by Dr. Shahid Islam, MBBS
Every fee calculation, clinical pathway guide, and policy explanation on AgedCareExplained.com is verified against the Aged Care Act 2024, AIHW GEN statistical registers, and Department of Health statutory benchmarks.